On New Year’s Day 2026 (Jan 1st), expect banks, post offices, government offices, schools, and the stock market to be closed, as it’s a federal holiday, while major retailers like Walmart, Target, many grocery stores, pharmacies (like CVS, Walgreens), and restaurants will generally be open, but often with modified or reduced hours, so check local listings; however, stores like Costco, Sam’s Club, Aldi, and Trader Joe’s will be closed. #2026