Department of Insurance Warns Damage from Fireworks May Not Be Covered by Insurance
The Indiana Department of Insurance is warning Hoosier homeowners and renters that accidental damage caused by fireworks that are banned in their counties may not be covered by their homeowners or renters insurance policies. Many insurance policies contain provisions disclaiming coverage for illegal acts committed by the insured. However, consumers who experience property damage due to another person’s use of fireworks may be able to claim benefits under their homeowners or renters policy. Indiana Fire Marshal Jim Greeson pointed out that the fourth of July has the largest number of building fires on a single day than any other day
